Articles

Navigating the complex landscape of long-term disability insurance can often feel overwhelming. With so many options and considerations, it’s crucial to approach this task with a well-informed strategy. This article

Exploring the intricate relationship between Long-Term Disability (LTD) and credit scores presents a unique challenge, as it intertwines elements of personal health with the nuances of financial stability. This article

There are significantly more people on SSDI than on SSI. This may be because it is considerably easier to obtain SSDI benefits or because SSDI offers a higher monthly benefit amount. Nonetheless, it is possible to apply for both programs.

Navigating the complexities of long-term disability benefits can often feel like a journey through uncharted territory, especially when medical conditions evolve. This delicate balance involves understanding the intricacies of policy,

It is always recommended to apply for reconsideration in case your SSDI application gets denied. Applying for reconsideration can provide you with plenty of opportunity to address any gaps in your initial application that led to the denial of your benefits.

Embarking on international travel as a Long-Term Disability (LTD) recipient presents a unique set of challenges and considerations. The landscape of global travel is dotted with varying regulations and facilities,

Eligibility for SSDI benefits is not based on income or assets; it does not matter how much money SSDI beneficiaries have in their bank account. However, the Social Security Administration may investigate the source of these funds to evaluate your eligibility through Substantial Gainful Activity (SGA).

Unfortunately, the current SSDI landscape holds many challenges in the form of depleting funds and an aging population. Nonetheless, the immediate changes for SSDI beneficiaries are primarily positive, with a higher average benefit amount for 2024 and a higher Substantial Gainful Activity (SGA) limit.

SSDI recipients have the option to receive alternate income sources like part-time work, Medicare, and private disability insurance. It’s important to keep in mind specific rules and regulations provided by the Social Security Administration (SSA) when considering these alternatives.

SSDI beneficiaries who rely on the post office will continue to receive their benefits during natural disasters by picking up or inquiring about their check from a local Social Security office. There are also other programs, like Medicare and the Supplemental Nutrition Assistance Program (SNAP), that are extended to people after a natural disaster. 

The SSA requests mental exams if it finds that it needs additional information in a disability claim that may or may not be based on a mental illness. This is because the SSA is obligated to explore the possibility of approval based on mental illness.

High blood pressure does not qualify for SSDI benefits on its own. However, the Social Security Administration (SSA) takes high blood pressure into account in conjunction with other conditions when determining eligibility for benefits. 

It is possible to qualify for SSDI benefits with autism since the Social Security Administration lists autism as a qualifying disability in their Listing of Impairments. If your condition fails to match a listing, you may also qualify through a medical-vocational allowance.

Your Social Security Disability Insurance payment date may have changed due to either your regular payment date falling on a holiday or because there may have been changes to your personal information that may be causing delays.

Retiring in a non-disability-friendly state brings many challenges, such as inaccessible housing and general state infrastructure, social isolation and a lack of community support, healthcare disparities, and a higher cost of living. 

Navigating the complexities of bankruptcy can be a daunting task, especially when it involves Long-Term Disability (LTD) benefits. This article highlights the critical aspects of including long-term disability benefits in

If you are an active military service member and unable to work due to a medical condition, you may qualify for Social Security Disability Insurance (SSDI). Receiving military pay and being in active service does not count as Substantial Gainful Activity (SGA) and won’t be used against you when determining eligibility. 

The SSDI program offers benefits to veterans with service-connected disabilities. However, unlike the Veteran Affairs (VA) disability system, the SSDI program does not consider whether the disability is service-connected. Instead, it requires that the disability be total and long-term.

The intersection of Long-Term Disability (LTD) and employment prospects is a complex and critical issue that touches the lives of millions worldwide. This article delves into the multifaceted impact of

Navigating the complexities of long-term disability coverage, especially in the context of chronic illnesses, presents a myriad of challenges and considerations. This article aims to shed light on the intricacies