Articles

Disability Advice from an attorney with decades of experience with disability benefits.

Step-by-Step Guide to Applying for Long-Term Disability

The first crucial step is thoroughly reviewing your disability insurance policy or the specific program guidelines to determine eligibility criteria. This involves understanding the definition of disability per your policy, the waiting period, and the required evidence to support your claim. Ensuring you meet these initial criteria is fundamental to a successful application.

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8 Reasons Your Disability Might Have Been Cut Off

8 Reasons Your Disability Might Have Been Cut Off

There are a variety of reasons why your disability benefits may have been cut off. These include engaging in Substantial Gainful Activity (or SGA), not responding to the Social Security Administration (SSA), being incarcerated, turning 18, having an improvement in your medical condition, and many more.

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How To Apply For Social Security Disability Benefits: A Step-by-Step Guide to a Successful SSDI Application

To apply for SSDI benefits, first check out the Disability Starter Kits before applying to see a checklist of documents and information requested and worksheets to gather and organize the information you will need. Gather all the required information, including your Social Security number, birth certificate, medical records, and work history, and lastly, apply as soon as you become disabled, either online or by calling the SSA to make an appointment to apply in person. 

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Do You Need a Lawyer to Help With SSDI?

It’s true that you can apply for SSDI with or without a lawyer. However, considering how difficult it is to be approved for SSDI, it is generally recommended that you consult with a disability lawyer in order to increase your chances of being approved for disability benefits.

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Preparing for Success: Your Guide to Disability Hearings

Preparing for a long-term disability hearing involves understanding the legal framework, gathering medical evidence, honing your ability to articulate your case, and possibly working with a disability lawyer. It’s crucial to be well prepared, as these hearings play a significant role in determining your eligibility for benefits.

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A Step-by-Step Guide to Challenging Long-Term Disability Claim Denials

To challenge a long-term disability claim denial, review the denial letter to understand the insurer’s reasons; gather all necessary medical evidence and supporting documentation; consult with a disability lawyer; file an appeal with the insurance company outlining your case and evidence; and be prepared to escalate the matter to court if necessary. 

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Long-Term Disability Benefits: Understanding the Average Duration 

The average duration of long-term disability benefits can vary significantly, depending on factors such as policy details, the nature of the disability, and the individual’s recovery process. Generally, these claims can last from a few months to several years, with many policies setting a maximum benefit period that ranges up to retirement age. 

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