Your Free Resource for Getting Approved for Disability Benefits and Keeping Them​

The first crucial step is thoroughly reviewing your disability insurance policy or the specific program guidelines to determine eligibility criteria. This involves understanding the definition of disability per your policy, the waiting period, and the required evidence to support your claim. Ensuring you meet these initial criteria is fundamental to a successful application.

There are a variety of reasons why your disability benefits may have been cut off. These include engaging in Substantial Gainful Activity (or SGA), not responding to the Social Security Administration (SSA), being incarcerated, turning 18, having an improvement in your medical condition, and many more.

To apply for SSDI benefits, first check out the Disability Starter Kits before applying to see a checklist of documents and information requested and worksheets to gather and organize the information you will need. Gather all the required information, including your Social Security number, birth certificate, medical records, and work history, and lastly, apply as soon as you become disabled, either online or by calling the SSA to make an appointment to apply in person. 

To appeal a denied long-term disability claim, gather all relevant medical documents, understand the policy’s specific grounds for denial, consult a legal expert, and submit a comprehensive appeal by the deadline.

It’s true that you can apply for SSDI with or without a lawyer. However, considering how difficult it is to be approved for SSDI, it is generally recommended that you consult with a disability lawyer in order to increase your chances of being approved for disability benefits.