Articles

Disability Advice from an attorney with decades of experience with disability benefits.

The Impact of Mental Health on Long-Term Disability Claims

The impact of mental health on LTD claims is significant, often complicating the assessment, approval, and management of claims. Mental health conditions can make it more challenging for individuals to navigate the claims process and for insurers to assess and quantify the level of disability, leading to a higher rate of disputes and appeals.

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SSDI Vs. Veteran Disability: All The Facts

The SSDI program is managed by the Social Security Administration whereas the VA disability program is managed by the Department of Veteran Affairs. Both programs have distinct eligibility requirements and consider different factors when determining the benefit amount for each of their beneficiaries.

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SSDI and Student Loan Forgiveness: What’s Possible?

Total and Permanent Disability (TPD) Discharge is a student loan forgiveness initiative designed to alleviate the financial burden of disabled individuals. Approval for TPD allows disabled individuals to continue receiving Social Security Disability Insurance (SSDI) benefits. However, individuals must meet specific program criteria to qualify for TPD discharge.

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What is The Most SSDI Will Pay?

As of 2024, the maximum amount that SSDI beneficiaries can receive from the Social Security Administration (SSA) is $3,822, compared to $3,627 in 2023. This is also the maximum amount that individuals who have reached full retirement age can receive each month in retirement benefits. 

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The Transferability of Long-Term Disability Benefits: Rules and Regulations

The transferability of LTD benefits largely depends on the specific terms and conditions outlined in the insurance policy or benefit plan. Generally, these benefits are not transferable because they cannot be assigned or sold to another individual. However, certain aspects, like the continuation of benefits under different employers or in various jurisdictions, may vary based on the policy’s stipulations.

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Life Insurance vs. SSDI

Life insurance is designed to provide financial protection to a beneficiary’s loved ones in the event of their passing. On the other hand, SSDI is designed to supplement an individual’s income if they become unable to work due to a disability.

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Remote Work and SSDI: Implications and Considerations

SSDI beneficiaries are allowed to work remotely while receiving benefits as long as they earn below the income limit, which is known as Substantial Gainful Activity (SGA). The SGA amounts to $1,550 in 2024. SSDI beneficiaries can also participate in the Ticket to Work program, which can help them become more self-sufficient.

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Navigating Long-Term Disability Claims for Mental Illness

The process of filing LTD claims for mental illness requires a thorough understanding of your insurance policy’s specific criteria, medical evidence, and, often, a waiting period for the claim’s approval. This process is detailed and requires strict adherence to the guidelines provided by your insurance carrier.

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How Does The SSA Surveil You?

The Social Security Administration may conduct surveillance in various ways. Common methods include direct investigation, monitoring social media, background checks, and video surveillance. 

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