Articles
Disability Advice from an attorney with decades of experience with disability benefits.
Traveling On Long-Term Disability: Guidelines And Advice
The approval process for long-term disability insurance (LTD) benefits can be both time-consuming and stressful. As a result, individuals who have received their approval are understandably reluctant to do anything
How Long-Term Disability Policies Accommodate For Progressive Conditions
Long-term disability insurance (LTD) provides benefits to replace a percentage of a policyholder’s lost income if he or she becomes unable to work due to illness or injury. Conditions that
The Crucial Role Of Healthcare Professionals In Long-Term Disability Claims
A doctor’s importance of long-term disability insurance (LTD) claims lies in the unique position physicians and other healthcare professionals occupy with respect to providing the medical support crucial for LTD
Employer Doesn’t Provide Long-Term Disability Insurance: Here Are The Options
If your employer doesn’t offer long-term disability insurance (LTD), you find yourself in a situation shared by millions of American workers. Getting individual long-term disability insurance is one of the
Evaluating Lump-Sum Settlements In Long-Term Disability Cases
Many people who submit long-term disability insurance (LTD) claims find themselves evaluating LTD lump-sum settlement offers. These long-term disability case settlement evaluations may be more common in cases where the
Appealing an SSDI Denial: Tips for a Successful Outcome
The vast majority of people who apply for Social Security Disability Insurance (SSDI) get a rejection. Luckily, applicants can challenge the Social Security Administration’s (SSA) decision through their appeals process.
Understanding SSDI Trial Work Period and Beyond
For people who are unable to work due to medical issues, Social Security Disability Insurance (SSDI) acts as a financial assistance system. If you worry about losing your SSDI benefits
What Is The Social Security 5 Year Rule For Disability?
It is important to understand the significance of the Social Security Disability Insurance (SSDI) 5 year rule. The SSDI 5 year rule is crucial and helpful if you or a
The Impact Of Mental Health On Long-Term Disability Claims
Long-term disability insurance (LTD) is intended to replace a percentage of an individual’s former income if he or she is forced to leave the workforce due to a disability. Submitting
A Guide To Social Security Work Credits and Disability Eligibility
Understanding the eligibility requirements for Social Security Disability Insurance (SSDI) can be quite difficult for many applicants. One such requirement has to do with Social Security work credits. Many applicants
Understanding the SSDI Five-Month Waiting Period
The application process for Social Security Disability benefits is notoriously long. Apart from that, there is a mandatory five-month waiting period that may be pretty complex to understand for new
Impact Of Pre-Existing Conditions On Long-Term Disability Claims
Long-term disability insurance (LTD) provides a financial safety net for many people who have to give up working due to a decline in their personal health. Unfortunately for anyone who
Next Steps: Actions To Take If Your Long-Term Disability Benefits Are Terminated
Individuals whose long-term disability insurance (LTD) benefits are terminated can feel shocked, especially if the LTD benefits have been their sole source of income. Sometimes the disabled person has reason
Preparing For Your Long-Term Disability Medical Examination
Most long-term disability insurance (LTD) plans will require an independent medical examination as part of their procedure for evaluating LTD claims. In many respects, the independent medical examination required by
Coordinating Long-Term Disability With Social Security Benefits
Individuals who have become disabled through illness or injury and have the opportunity to claim benefits under a private long-term disability insurance policy (LTD) are typically required, as part of
Can Mental Health Conditions Qualify for Long-Term Disability?
The exact mental health criteria required to qualify for LTD will depend on the terms of the specific policy. However, similar requirements for mental health LTD claims tend to be
Conditions That Frequently Qualify for Long-Term Disability Benefits
Individuals going through the stressful process of submitting their claims for coverage under long-term disability insurance (LTD) policies can often find themselves overwhelmed by the requirements applied to determine eligibility.
Navigating the Renewal Process for Long-Term Disability Benefits
The procedures required for renewing long-term disability coverage, or LTD, can often be complex. In many cases, individuals may struggle even determining what kinds of evidence they may need in
Is Long-Term Disability Insurance Worth It? Here Is What You Need To Know
Many long-term disability insurance (LTD) plans are offered through employers, as part of the benefits package they offer to employees. Just like many people have health insurance through their jobs,
Why Would Someone Choose To Get Long-Term Disability vs. SSDI?
Individuals who find themselves having to leave the workforce for an extended period, perhaps permanently, due to a disability have relatively limited options for making up the loss of their
