If you have recently been approved for long-term disability insurance (LTD) benefits, then your first instinct may be to breathe a sigh of relief. However, it is never too soon
Although many couples still use the traditional marriage vows that include a promise to remain together “in sickness and in health,” it is not unusual for a marriage to fall
Long-term disability insurance (LTD) is intended to replace a percentage of the policyholder’s regular income, calculated from the amount he or she is earning at the time when it becomes
Both short-term disability income insurance (STD) and long-term disability insurance (LTD) benefits are included in many employee benefit packages. LTD policies union vs. non-union comparisons reveal that there is usually
Approval for long-term disability insurance (LTD) benefits is difficult to achieve, and often requires extensive documentation and a time-consuming and potentially stressful series of medical evaluations. As a result, individuals
Long-term disability insurance (LTD) is supposed to replace a percentage of an insured person’s income if the individual becomes unable to work due to injury or illness. All too often,
Individuals on long-term disability income insurance (LTD) often have questions about their ability to travel abroad. These questions may be particularly urgent for individuals who have been diagnosed with progressive
Long-term disability insurance (LTD) replaces a portion of your pre-disability income if you are sick or injured and unable to work. Behind this deceptively simple definition, however, are a host
Individuals who see their claims for long-term disability insurance (LTD) benefits approved often feel overwhelming relief. Often, however, this approval is just one step in your long-term disability journey. Particularly
A decades-long debate in the medical community over whether myalgic encephalomyelitis (ME) and chronic fatigue syndrome (CFS) constitute a single disorder, or two separate but related disorders, or even if
