If you have recently been approved for long-term disability insurance (LTD) benefits, then your first instinct may be to breathe a sigh of relief. However, it is never too soon

Although many couples still use the traditional marriage vows that include a promise to remain together “in sickness and in health,” it is not unusual for a marriage to fall

Long-term disability income insurance (LTD) can significantly buffer the impact of income loss due to disability by providing benefit payments to replace a percentage of the policyholder’s pre-disability income. Unfortunately,

Long-term disability insurance (LTD) policies are designed to replace a portion of the insured person’s income in the event that the individual has to leave work for an extended period

Individuals receiving long-term disability income insurance (LTD) benefits are often in a challenging position emotionally as well as financially. To some of these individuals, retiring after long-term disability can feel

Many individuals filing claims for long-term disability insurance (LTD) benefits receive a few rounds of claim denials, followed by the offer of a lump-sum settlement to resolve the case. Unsurprisingly,

Anyone who gets a long-term disability income insurance (LTD) claim approved has already crossed a significant hurdle. Due to the time it can take to complete the LTD benefits approval

Grants and scholarships for disabled individuals offer an important source of support for recipients of long-term disability insurance (LTD) benefits who need to acquire additional educational training in order to

Long-term disability income insurance (LTD) replaces a portion of a person’s former income if the individual becomes unable to work. Whereas individual wages earned from working are typically subject to

Maintaining health insurance while on long-term disability insurance (LTD) benefits can prove extremely difficult. For many people, the greatest administrative challenge comes early in their disability journey. Coordinating LTD and