Long-term disability insurance (LTD) is intended to replace a percentage of the policyholder’s regular income, calculated from the amount he or she is earning at the time when it becomes
A decades-long debate in the medical community over whether myalgic encephalomyelitis (ME) and chronic fatigue syndrome (CFS) constitute a single disorder, or two separate but related disorders, or even if
Individuals applying for long-term disability insurance (LTD) benefits are likely to encounter a number of obstacles in getting their claims approved. LTD rules for prior medical conditions can be among
When an individual experiences back pain so severe that he or she is unable to work, the process of qualifying for LTD with back pain may be challenging and overwhelming.
Long-term disability insurance (LTD) provides a financial safety net for many people who have to give up working due to a decline in their personal health. Unfortunately for anyone who
The exact mental health criteria required to qualify for LTD will depend on the terms of the specific policy. However, similar requirements for mental health LTD claims tend to be
Individuals going through the stressful process of submitting their claims for coverage under long-term disability insurance (LTD) policies can often find themselves overwhelmed by the requirements applied to determine eligibility.
Pregnancy can be a physically taxing experience, and sometimes it can lead to complications that result in a disability, rendering the patient unable to work and needing maternity leave. But
