Many people who have to leave work on short-term disability insurance (STD) are able to return to their jobs, or take other positions, within a few months. This timeline can
Long-term disability income insurance (LTD) is not usually subject to the continuation of coverage mandates established for employer-sponsored health insurance plans, or to the federal rules that apply to some
Maintaining health insurance while on long-term disability insurance (LTD) benefits can prove extremely difficult. For many people, the greatest administrative challenge comes early in their disability journey. Coordinating LTD and
Long-term disability insurance (LTD) policies replace a percentage of the income an individual was earning before a disability forced them to leave the workforce. The percentage varies by policy, with
The process of becoming disabled in the middle of one’s career is often financially costly as well as personally devastating. The approval process for long-term disability insurance (LTD) benefits can
Long-term disability insurance (LTD) replaces a percentage of an individual’s wages if he or she has to leave the workforce for an extended period due to a disabling injury or
Most American workers who are protected by long-term disability insurance (LTD) are enrolled in employer-sponsored group plans. However, individuals who are self-employed or whose employers do not offer LTD as
Long-term disability insurance (LTD) is a lifeline for many American workers who become disabled in the course of their careers. However, many of these individuals see their long-term disability benefits
Working while receiving long-term disability insurance (LTD) benefits can easily sound like a contradiction in terms. However, many people who leave the full-time workforce due to disability hope to eventually
If you have been approved for long-term disability insurance (LTD) benefits after having to leave work due to disability, you likely have a number of financial concerns. One of these
