The application process for Social Security Disability benefits is notoriously long. Apart from that, there is a mandatory five-month waiting period that may be pretty complex to understand for new
Long-term disability insurance (LTD) provides a financial safety net for many people who have to give up working due to a decline in their personal health. Unfortunately for anyone who
Individuals whose long-term disability insurance (LTD) benefits are terminated can feel shocked, especially if the LTD benefits have been their sole source of income. Sometimes the disabled person has reason
Most long-term disability insurance (LTD) plans will require an independent medical examination as part of their procedure for evaluating LTD claims. In many respects, the independent medical examination required by
Individuals who have become disabled through illness or injury and have the opportunity to claim benefits under a private long-term disability insurance policy (LTD) are typically required, as part of
The exact mental health criteria required to qualify for LTD will depend on the terms of the specific policy. However, similar requirements for mental health LTD claims tend to be
Individuals going through the stressful process of submitting their claims for coverage under long-term disability insurance (LTD) policies can often find themselves overwhelmed by the requirements applied to determine eligibility.
The procedures required for renewing long-term disability coverage, or LTD, can often be complex. In many cases, individuals may struggle even determining what kinds of evidence they may need in
Many long-term disability insurance (LTD) plans are offered through employers, as part of the benefits package they offer to employees. Just like many people have health insurance through their jobs,
Individuals who find themselves having to leave the workforce for an extended period, perhaps permanently, due to a disability have relatively limited options for making up the loss of their
