Articles

Disability Advice from an attorney with decades of experience with disability benefits.

Should I Retire or Go on Disability?

In general, it is advisable to apply for disability benefits instead of retiring early because disability benefits will provide you with the same amount of benefits as your retirement benefits when you reach full retirement age, whereas retiring early might result in a permanently reduced benefit.

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Should I Have a Special Needs Trust?

SNTs provide a way for disabled people to retain their assets while still being able to obtain support from the Social Security Administration (SSA). But it does come with a few drawbacks; for starters, the costs of maintaining an SNT may be too much if you don’t have the money for it. Plus, the nature of the trust determines how independently the beneficiary can use those funds. Lastly, the termination of the trust can trigger a Medicaid payback. 

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4 Tips to Maintain SSDI Benefits While Working

To maintain SSDI benefits while working, it is important to make sure that your income stays below the Substantial Gainful Activity (SGA) limits. Joining the Social Security Administration’s ticket-to-work program is also an option worth considering. 

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Maintain SSDI Benefits While Working: 12 Tips

A few tips for maintaining SSDI benefits while working include understanding the Work Trial Period (WTP) and its earning threshold, communicating regularly with the SSA, ensuring timely and prompt reporting in case of any changes, maintaining thorough medical and earning records, learning about work incentives, consulting a financial advisor, and more.

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Substantial Gainful Activity

What Is Substantial Gainful Activity? 

Understanding Substantial Gainful Activity (SGA) is essential when discussing Social Security Disability Insurance (SSDI). SGA can significantly affect a person’s eligibility for disability benefits.  Substantial Gainful Activity is work performed

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