Articles
Disability Advice from an attorney with decades of experience with disability benefits.
SSDI and Substance Abuse Rehab: Financial Support
Unfortunately, SSDI does not extend benefits for substance abuse disorders; hence, it also does not provide financial support while individuals go through rehabilitation. Luckily, there are a few other options through which individuals can maintain a steady source of income while they get the treatment they need.
SSDI Eligibility After Fraud-Related Termination
If a claimant is found to be involved in fraud, their benefits are immediately terminated, and they are forced to repay any of the benefits they received based on fraud, along with heavy fines and penalties.
SSDI for Individuals with Hearing Impairments: Qualification Guide
Yes, it can. Hearing impairment, depending on the severity of the impairment, can be recognized as a disability by the SSA. Hearing-impaired individuals even have the option of getting special accommodations from the SSA when applying for SSDI.
SSI and SSDI for Working Disabled Individuals
The Social Security Administration allows disabled people to earn some money along with their Social Security benefits. However, there are different rules for SSDI and SSI that need to be taken into account before they do so.
The Worst States for Favorable SSDI and SSI Outcomes
States that have the worst approval rates for Social Security disability benefits include Alaska, Kansas, Delaware, Wisconsin, and Rhode Island. This can be due to various reasons, such as the state’s economic conditions, policies, access to healthcare, and other factors.
The Impact of Drug and Alcohol Use on SSDI
People applying for SSDI based on drug and alcohol abuse may not be eligible, as the SSA does not consider it to be a disability. However, they might qualify for SSDI benefits provided they have a concurrent disabling condition unrelated to drug addiction or alcoholism.
The Best States for Favorable SSDI and SSI Outcomes
The states that have the highest favorable outcomes for SSDI and SSI include Tennessee, New Jersey, New Mexico, Utah, and Hawaii. This variation is due to factors such as the state’s economic landscape, access to healthcare, and other considerations.
Exclusions in Private Disability Insurance
Exclusions are clauses written into a disability insurance policy. They refer to conditions that the disability insurance policy will not cover. Common exclusions in private disability insurance policies include pre-existing conditions, substance abuse disorders, and mental illnesses.
Benefits of Private Disability Insurance
While it does come at a cost, private disability insurance can provide several benefits: it can allow you to focus on recovery, meet your financial obligations, and avoid debt or bankruptcy in case you become disabled.
Private Disability Insurance for High-Income Earners
High-income earners have the option to purchase a private disability insurance policy that has high-limit disability coverage. Such policies provide a higher benefit amount for a relatively low premium.
Private Disability Insurance vs. Government Benefits
Government programs like Social Security Disability Insurance (SSDI) are designed to replace only a small portion of the disabled individual’s income, whereas private disability insurance can cover almost 60% of an individual’s pre-disability income.
Maternity Leave and Disability Benefits: Your Legal Rights
Disabled pregnant mothers have many rights with regard to maternity leave, starting with the American Disabilities Act, which requires employers to provide disabled pregnant mothers with the reasonable accommodations they need. Other legal safeguards include the Family Leave Act, state laws, and individual employers’ policies.
SSI for High-Risk Pregnancies: Your Rights and Support
High-risk pregnancies in and of themselves can not qualify for SSI because pregnancies last for only nine months, whereas the SSA only recognizes disabilities that last for a year or longer. However, if the pregnancy leads to a long-term disability, then it is possible to qualify for SSI.
SSDI Application and Substance Abuse Disorders
The SSA does not provide benefits to people due to substance abuse alone. In cases where the condition accompanies substance abuse, the substance abuse must be immaterial to the primary disabling condition.
Recent Developments in SSDI Fraud Prevention
Keeping in mind the widespread fraud in Social Security Disability cases, the SSA has implemented new measures to prevent fraudulent claims. These measures include but are not limited to, the use of technology to a great extent and the creation of a fraud prevention unit.
Navigating Job Loss After SSI Discontinuation
SSI beneficiaries who have their benefits discontinued have the option to either reapply for their benefits or apply for expedited reinstatement, which essentially fast-tracks the application process.
Appeals Council Review in SSDI and SSI Cases
If you are unsatisfied with the ALJ’s decision, your next step should be to apply for an Appeals Council Review. However, keep in mind that the approval rate at this stage is quite low.
Federal Court Review for SSDI and SSI Appeals
You can apply for disability benefits by requesting a Federal Court Review which represents the final stage of the appeals process. It is essential to take the disability claim for Federal Court review immediately after its rejection by the Appeals Council.
Financial Survival During SSDI and SSI Appeals
There are a few options that disabled people may consider while appealing for benefits. Many states offer interim disability benefits that have to be repaid after getting approval. Other assistance programs, such as SNAP and TANF, are also available.
Recent Updates in SSDI Back Pay Calculation
If you have applied for SSDI benefits and a significant amount of time has passed, you may be eligible for SSDI back pay. The SSDI back pay amount is calculated by factors such as the disability onset date and the application approval date.