Articles
Disability Advice from an attorney with decades of experience with disability benefits.
Working While Receiving Long-Term Disability: Rules and Tips
Navigating the complexities of working while receiving long-term disability benefits is a critical issue for many individuals. This situation often presents a delicate balance between maintaining a necessary source of
Coordinating Long-Term Disability with Social Security Benefits
In the complex world of disability benefits, understanding the interaction between Long-Term Disability (LTD) insurance and Social Security benefits is crucial. This article explores the nuances of this coordination, shedding
Here Is What Qualifies for Long-Term Disability
Navigating the complexities of long-term disability can often feel like an intricate maze. This article delves into the essential criteria that define long-term disability, aiming to clarify the often murky
The Impact of Long-Term Disability on Your Retirement Planning
When planning for retirement, most individuals envision a time of relaxation and fulfillment, often neglecting to consider the potential impact of unforeseen circumstances like long-term disabilities. These disabilities can significantly
Are Long-Term Disability Benefits Adjusted for Inflation?
In an ever-evolving economic landscape, the question of financial security for those with long-term disabilities becomes increasingly pertinent. As the cost of living continues to rise, affected individuals and their
Impact of Pre-Existing Conditions on Long-Term Disability Claims
Navigating the complex landscape of long-term disability claims often leaves many grappling with uncertainties, especially when pre-existing conditions are involved. This article delves into the multifaceted ways these conditions can
Decoding the Average Payouts in Long-Term Disability Cases
Navigating the complexities of long-term disability cases can often feel like a maze, with one of the most pressing questions being the average payouts recipients can expect. Understanding these payouts
Can Mental Health Conditions Qualify for Long-Term Disability?
In today’s fast-paced world, mental health has become a critical aspect of our overall well-being, often impacting our ability to function in daily life and work environments. The conversation around
Why Long-Term Disability Claims Get Denied: Common Causes
Navigating the complexities of long-term disability can be a challenging journey for many individuals. The intricacies involved in the approval process often lead to unexpected roadblocks, leaving claimants needing clarification
Understanding the Tax Aspects of Long-Term Disability Benefits
Navigating the complexities of tax implications associated with long-term disability benefits can be daunting. These benefits are a crucial financial lifeline for individuals unable to work due to prolonged illness
Traveling on Long-Term Disability: Guidelines and Advice
Embarking on a journey when living with a Long-Term Disability (LTD) presents a unique set of challenges and opportunities. This article delves into the intricate balance of adventure and practicality,
Duration of Long-Term Disability Benefits: What to Expect
Long-term disability benefits are a crucial safety net for many individuals facing health challenges that prevent them from working. The duration of these benefits often varies, influenced by various factors,
Conditions that Qualify for SSDI: The Recent Updates
According to the Centers for Disease Control and Prevention (CDC), approximately 26% of adults live with disabilities that may impact their ability to earn a livelihood. If you’re an individual
SSDI for Individuals with Intellectual Disabilities: Qualification Guide
Yes, Social Security Disability Insurance provides benefits to intellectually disabled people through Listings 12.02 and 12.05. Individuals can also obtain benefits through a medical-vocational allowance if their condition does not match a listing.
Income Reporting for SSI and SSDI Recipients
The Social Security Administration requires both SSI and SSDI recipients to disclose their income as soon as there are any changes. If the SSA finds that you have not disclosed your full income, they may consider it fraud and even charge you penalties.
The Worst States to Retire in For Disabled Individuals
The worst states to retire in for disabled individuals include Oklahoma, Montana, Hawaii, Maine, Connecticut, Alaska, and New Jersey. Most of these states have a high cost of living, low accessibility to medical care, or do not have an infrastructure that is designed for disabled people.
What is Long-Term Disability Insurance?
Long-term disability insurance is important for anyone who relies on their income to support themselves and their family. It’s designed to help if you cannot work due to a serious
How Pregnancy Affects Your SSDI Benefits
Unfortunately, it is not possible to get SSDI for pregnancy alone. However, if you have developed a long-term, debilitating condition during your pregnancy, then you may be eligible for SSDI benefits.
The Best States to Retire in For Disabled Individuals
Some of the best states for disabled individuals to retire in are Pennsylvania, Vermont, South Dakota, Florida, Nevada, Illinois, Mississippi, New Hampshire, South Dakota, Texas, Washington, and Wyoming.
SSI and SSDI Benefits for Partially Disabled Workers
Social Security disability benefits are not available for partial disabilities. Applicants must be unable to engage in any kind of work to be eligible for SSDI benefits. However, partially disabled workers can still obtain benefits through workers’ compensation benefits.