Articles
Disability Advice from an attorney with decades of experience with disability benefits.
What is The Most SSDI Will Pay?
As of 2024, the maximum amount that SSDI beneficiaries can receive from the Social Security Administration (SSA) is $3,822, compared to $3,627 in 2023. This is also the maximum amount that individuals who have reached full retirement age can receive each month in retirement benefits.
The Transferability of Long-Term Disability Benefits: Rules and Regulations
Navigating the complexities of Long-Term Disability (LTD) benefits can often feel like venturing into an intricate labyrinth of rules and regulations. Each twist and turn brings challenges, especially when considering
The Influence of Lifestyle Choices on Long-Term Disability Benefit Eligibility
Many people applying for Long-Term Disability (LTD) benefits often wonder how personal lifestyle choices impact their eligibility. This article delves into the nuanced relationship between our daily decisions and their
Tax Considerations for Long-Term Disability Benefits
Navigating the intricacies of tax considerations for Long-Term Disability (LTD) benefits is a crucial yet complex aspect of financial planning for individuals with disabilities. This article aims to help demystify
Managing Temporary Recovery in Long-Term Disability Insurance
Managing temporary recovery within the scope of Long-Term Disability (LTD) insurance can be a complex and often misunderstood aspect of disability coverage. This article provides a clear understanding of how
Long-Term Disability Benefits in Child Support Calculations: What You Need to Know
Child support calculations can be a challenging endeavor, especially when long-term disability (LTD) benefits are involved. This delicate balance requires a deep understanding of both legal and long-term disability financial
Life Insurance vs. SSDI
Life insurance is designed to provide financial protection to a beneficiary’s loved ones in the event of their passing. On the other hand, SSDI is designed to supplement an individual’s income if they become unable to work due to a disability.
SSDI and Depression: How to Get Benefits for Depression
Depression is one of the mental conditions listed in the Social Security Blue Book, which means it can qualify for SSDI benefits. However, the process of getting approved for SSDI benefits based on depression can be challenging as it requires substantial medical evidence.
Remote Work and SSDI: Implications and Considerations
SSDI beneficiaries are allowed to work remotely while receiving benefits as long as they earn below the income limit, which is known as Substantial Gainful Activity (SGA). The SGA amounts to $1,550 in 2024. SSDI beneficiaries can also participate in the Ticket to Work program, which can help them become more self-sufficient.
How Long-Term Disability Policies Accommodate For Progressive Conditions
Accommodating progressive conditions within Long-Term Disability (LTD) policies is crucial to ensuring comprehensive coverage for those whose health may deteriorate over time. This article focuses on the intersection of long-term
How Does The SSA Surveil You?
The Social Security Administration may conduct surveillance in various ways. Common methods include direct investigation, monitoring social media, background checks, and video surveillance.
Didn’t Receive Your SSDI? Steps To Take
If you haven’t received your SSDI benefits, it is recommended that you wait for at least three days before you contact the Social Security Administration (SSA) to report the problem. Your check may already be in transit.
Best Ways to Use SSDI Benefits After You Get Them
If you are finding it difficult to manage your Social Security Disability Insurance benefits, the best way to use them would be to select a representative payee who can manage your payments for you.
Avoiding Common Pitfalls in Selecting a Long-Term Disability Policy
Navigating the complex landscape of long-term disability insurance can often feel overwhelming. With so many options and considerations, it’s crucial to approach this task with a well-informed strategy. This article
Assessing the Impact of Long-Term Disability on Credit Scores
Exploring the intricate relationship between Long-Term Disability (LTD) and credit scores presents a unique challenge, as it intertwines elements of personal health with the nuances of financial stability. This article
Are There More People on SSDI or SSI?
There are significantly more people on SSDI than on SSI. This may be because it is considerably easier to obtain SSDI benefits or because SSDI offers a higher monthly benefit amount. Nonetheless, it is possible to apply for both programs.
Adjusting Long-Term Disability Benefits in Response to Changing Medical Conditions
Navigating the complexities of long-term disability benefits can often feel like a journey through uncharted territory, especially when medical conditions evolve. This delicate balance involves understanding the intricacies of policy,
Is It Worth It To Apply for SSDI Reconsideration?
It is always recommended to apply for reconsideration in case your SSDI application gets denied. Applying for reconsideration can provide you with plenty of opportunity to address any gaps in your initial application that led to the denial of your benefits.
International Travel Regulations for Long-Term Disability Recipients
Embarking on international travel as a Long-Term Disability (LTD) recipient presents a unique set of challenges and considerations. The landscape of global travel is dotted with varying regulations and facilities,
How Much Money Can You Have in the Bank While on SSDI?
Eligibility for SSDI benefits is not based on income or assets; it does not matter how much money SSDI beneficiaries have in their bank account. However, the Social Security Administration may investigate the source of these funds to evaluate your eligibility through Substantial Gainful Activity (SGA).