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Disability Advice from an attorney with decades of experience with disability benefits.

Can Disability Insurance Ask for Their Money Back?

If your LTD claim is accepted, benefits are typically paid to you monthly; however, there are some circumstances in which the disability insurer can ask for their money back for other disability payments you have received. The private insurer will typically call this an “overpayment.”

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Can You Refuse Medicare at Age 65

Can You Refuse Medicare When on SSDI?

You cannot opt out of Part A coverage while receiving Social Security Disability Insurance (SSDI) unless you are willing to repay all of the SSDI payments that you have received, which means that you will most likely be required to keep it even if there is coverage available through an employer insurance policy held by a spouse. You can drop your Part B coverage if your employer provides it.

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Will my social security disability benefits change when I reach retirement age?

What Happens to Your SSDI When You Reach Retirement Age

If you continue to meet the requirements for disability, your Social Security Disability benefits will remain payable. If you are still disabled, when you reach full retirement age, your retirement benefits will start, and your SSDI benefits will end. In other words, your SSDI benefits become retirement benefits from Social Security.

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does a lump sum pension affect social security disability

Does A Lump Sum Pension Affect SSDI Benefits?

Most people can draw pensions without bearing on their Social Security disability payments. Only those who spent a significant portion of their careers working outside the Social Security system will generally have concerns about the amount of their monthly Social Security disability payouts.

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SSDI and Assets

How Do Assets Affect Disability Benefits?

You are eligible for SSDI if you can’t work, and your benefits are based on your average lifetime earnings before your disability starts. Owning a home, a vehicle, money in a savings account, or having other assets has no bearing on SSDI payments and does not affect your social security disability insurance benefits.

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