Articles
Disability Advice from an attorney with decades of experience with disability benefits.
Does Social Security Disability Insurance Contact Your Employer?
During the initial application stage of SSDI, the Social Security Administration (SSA) often does not contact an applicant’s employer. However, there are several situations where the SSA may get in touch with an employer, such as when they are checking the accuracy of the information on a work history report or looking into fraud.
What Is A Partially Favorable Disability Decision?
When the Administrative Law Judge finds that you are disabled, but not on the same day or during the full period that you alleged, this is a partially favorable ruling. The ALJ concludes that you are, or were, incapacitated in the most partially favorable judgments. Still, it either changes your onset date from the one you originally claimed, or finds that you no longer meet the definition of disability.
10 Ways Self-Employment Affects SSDI Benefits
Self-employment can have a variety of effects on SSDI benefits. The earnings cap, self-employment tax, countable income, and company costs may all be impacted. Self-employed people must accurately declare their income and maintain thorough records to guarantee that their benefits are calculated correctly.
Here’s What Happens After Being Denied Three Times For SSDI
An individual can request a hearing before an Administrative Law Judge (ALJ) if their application for SSDI has been rejected at least two times. The individual and their representative can present information and make arguments at the hearing. The person may appeal to the Appeals Council and the federal court if the judge continues to reject the claim.
How To Check On Your SSDI Status (5 Ways)
While there are many ways to check your SSDI status, the most common is to log in or create a “My Social Security account.” Once you hover over to the “My Home” section, scroll down to the “Your Benefit Applications” section, and select “View Details” under the “More Info” heading. You can view your application status here in the “Current Status” section.
Here’s What Happens if You Get Caught Working While on SSDI
If you did not previously disclose your complete employment details, the consequences of getting caught working while on SSDI may vary widely. From the termination of benefits or repayment to penalties that may or may not involve jail time, this is a situation you do not want to be caught in.
Can You Be On Disability As A Business Owner?
It is possible to get disability benefits as a business owner, and the process is the same as for beneficiaries who do not fall under “self-employed.” However, business owners may need to go through a series of tests to satisfy the criteria.
7 Worst States for Disability Benefits
The states with the worst social security approval ratings include Alaska, Kansas, Delaware, Wisconsin, and Rhode Island. The worst states to live in when living on SSDI benefits alone include New Hampshire, Alaska, and Virginia.
Is It Better To Retire or Go on Disability?
Depending on a person’s unique condition, including their financial situation and the severity of their disability, they must decide whether to retire or go on disability. Retirement may be a better alternative if the impairment is not severe enough to impede work. For people with major disabilities or illnesses, however, disability compensation may be required.
Can You Get SSDI for Multiple conditions?
Indeed, you can. If your symptoms do not neatly fit into one category, the Social Security Administration (SSA) will consider the combined effect of your medical conditions on your ability to work. If it is found that your symptoms make it impossible for you to retain employment, then benefits are awarded.
What Happens After A Favorable Disability Decision?
The Social Security Administration (SSA) may consider you disabled as of the date of your application if your disability ruling is favorable. Soon after, you will start receiving disability payments, although your first payment won’t arrive until your waiting period, also known as the elimination period, has passed.
Can You Have A Joint Bank Account With SSDI?
SSDI recipients can open a joint bank account but must be cautious when handling it. Even though the SSDI recipient only owns a fraction of the money in the account, the entire balance is still viewed as a resource.
Do You Get More Money from SSDI if You Have a Child?
The good news is that you are eligible for more money from SSDI if you have a child. This can be obtained through family benefits. Furthermore, if you have a child who is disabled, they can also qualify for SSDI under your work record.
SSDI vs. State Disability: Here Are the Differences
For starters, state disability insurance is more suited for short-term disability due to its duration of 6–8 weeks, whereas SSDI is a program that continues as long as you remain disabled. SSDI is administered by the Federal government, whereas SDI is administered by the state where you reside.
Why Is It Taking So Long To Hear From The SSDI Results?
Part of the long waiting time is the mandatory five-month waiting period that every applicant must go through. Apart from this, the waiting period depends on what kind of condition you have, as some are approved more quickly than others.
Do Divorce Settlements Affect SSDI Payments?
But they don’t have anything to worry about. SSDI payments that are based on the individual’s own work record remain unaffected during a divorce. However, the payments may be garnished for alimony or child support.
Why Does Disability Insurance Pay So Little?
The reason why social security disability insurance pays so little has to do with the lack of funds available to the government. There are a growing number of SSDI applicants each year, and the tax collections have not been able to make up for it.
Can Autistic Adults Qualify for SSDI?
There are many psychological illnesses, neurological disorders, and developmental disorders that SSDI considers disabling enough to qualify for SSDI. This also includes Autism Spectrum Disorder (ASD), and the terms of eligibility remain the same.
Can SSDI Be Garnished in a Lawsuit?
You’ll be glad to know that SSDI benefits cannot be garnished in a lawsuit. This is because these benefits are protected by the law. However, there are other instances where SSDI benefits can be garnished.
Is SSDI More Than Regular Social Security Payments?
When you compare the payments from SSDI and SSI, you’ll find that SSDI pays more than the latter. SSDI with its payment cap of $3,627 pays more than twice as much as SSI with its payment cap of $914.