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To manage SSDI after qualification, beneficiaries have the option of applying for a representative payee who will take care of the money for them and use it for their best interest. There are also many money management tips that SSDI beneficiaries may want to incorporate into their spending.

If you are disabled, it’s likely that you have heard of the Americans with Disabilities Act (ADA). This law makes it mandatory for employers to provide accommodations to their disabled

Social Security income might be deducted in part to cover delinquent school loans. If you do not pay back your federal student loans, the government may confiscate up to 15% of your Social Security benefits. Additionally, private lenders may also file a lawsuit if you default on payments, even if they are unable to seize your Social Security income.

You can surely start and run a small business while on SSDI as long as you do not go above the Substantial Gainful Activity limit. The Social Security Administration (SSA) will also ensure you are not engaging in substantial activity.

According to the Centers for Disease Control and Prevention’s (CDC) Morbidity and Mortality Weekly Report statistics, one in four U.S. individuals has a disability that significantly limits their main living

People with disabilities are entitled to representation and can submit evidence, cross-examine witnesses, and challenge adverse rulings in disability hearings. They are also entitled to protections under federal civil rights laws, including the Americans with Disabilities Act, the Fair Housing Act, and many more. 

Disabled people struggle with discrimination throughout their lives, including during their college education. Luckily, there are disability laws in place that aim to protect disabled students from discrimination. These laws

SNTs provide a way for disabled people to retain their assets while still being able to obtain support from the Social Security Administration (SSA). But it does come with a few drawbacks; for starters, the costs of maintaining an SNT may be too much if you don’t have the money for it. Plus, the nature of the trust determines how independently the beneficiary can use those funds. Lastly, the termination of the trust can trigger a Medicaid payback. 

To maintain SSDI benefits while working, it is important to make sure that your income stays below the Substantial Gainful Activity (SGA) limits. Joining the Social Security Administration’s ticket-to-work program is also an option worth considering. 

A few tips for maintaining SSDI benefits while working include understanding the Work Trial Period (WTP) and its earning threshold, communicating regularly with the SSA, ensuring timely and prompt reporting in case of any changes, maintaining thorough medical and earning records, learning about work incentives, consulting a financial advisor, and more.

Understanding Substantial Gainful Activity (SGA) is essential when discussing Social Security Disability Insurance (SSDI). SGA can significantly affect a person’s eligibility for disability benefits.  Substantial Gainful Activity is work performed

Survivor disability benefits are a valuable resource the government offers to help those who have lost a loved one and are struggling financially because of a disability. Although the eligibility

This benefit program is only available to students who are residents of England or Wales, with similar programs being available in other areas of the UK. Apart from this, you must meet the medical criteria of this program to receive benefits. Students based in the US are not eligible for this program.

If a person is approved for both SSI and SSDI, then they are often also entitled to the back payments for both of these benefits. However, it’s important to note that the back payments under both programs are calculated differently.

Some obvious signs you’ll likely qualify for SSDI are: being unable to work due to a disability, having sufficient work credits, earning less than the Substantial Gainful Activity (SGA), suffering from a medical condition included in the SSA’s Blue Book, not having an advanced degree, being of advanced age, having lots of supporting documentation, and having assistance from a disability attorney.

The SSDI benefit amount you will receive is based on the amount of Social Security contributions you’ve made from prior wage withholdings. To determine how much you’ll receive in benefits, the Social Security Administration will consider your lifetime average earnings before you became disabled. 

Means-tested benefits are government aid and welfare programs that assess a family’s income compared to the federal poverty line. On the other hand, universal benefits like public schools, Medicare, and social security retirement income don’t consider your income when you apply for them; therefore, they are not means tested.

Caregivers face different challenges in their daily lives. And the most common of those challenges is having to devote a huge chunk of their day to caring for their loved

The Trial Work Period (TWP) is one of Social Security’s work programs that acts as an incentive for people who feel they might be ready to return to work. And depending on how much money you make from your job, Social Security Disability Insurance recipients may be eligible to test their ability to work for nine months while still receiving their full benefit payments and are still considered disabled. 

If you are getting Social Security retirement or disability benefits and get married, your benefits will not change. Other benefits, like SSI, survivor benefits, divorced spouses, and children’s benefits, could be impacted, though.