Day: March 21, 2024

Long-term disability claims are reviewed regularly to ensure that you continue to meet the definition of disability. Some insurance companies review claims once a month. Others review claims every 3–6 months or only once a year. 

The average duration of long-term disability benefits can vary significantly, depending on factors such as policy details, the nature of the disability, and the individual’s recovery process. Generally, these claims can last from a few months to several years, with many policies setting a maximum benefit period that ranges up to retirement age.